Terms & Conditions

Definitions

In these Terms and Conditions, the following words have the meanings set out below:

About Us

Buy To Let Buyer is a trading name of 10Ant Capital Ltd, a company registered in England and Wales. Our registered office is at 4th Floor, 27-37 St George’s Road, London SW19 4EU. References to “Buy To Let Buyer”, “we”, “us”, or “our” throughout these Terms and Conditions refer to 10Ant Capital Ltd.

We purchase residential and buy-to-let properties directly from owners across the United Kingdom. We are not an estate agency, mortgage broker, or financial adviser, and nothing on our website constitutes financial, legal, or investment advice.

You can contact us at:

Acceptance of These Terms

By accessing our website, submitting an enquiry, or engaging with our services in any way, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions, together with our Privacy Policy.

If you do not agree to these terms, you must not use our website or services.

We reserve the right to update these Terms and Conditions at any time. The version published on our website at the time of your enquiry or agreement will apply. We recommend checking this page periodically.

Our Services

We provide the following services to property owners:

• Desktop valuation of residential and buy-to-let properties
• Cash purchase offers for properties across the United Kingdom
• Facilitation of property sales, including sourcing solicitors and managing the conveyancing process on your behalf
• Purchase of tenanted properties with tenants in situ
• Portfolio acquisitions involving multiple properties in a single transaction

Submitting a Property Enquiry

When you submit a property enquiry through our website or by any other means, you confirm that:

• You are the legal owner of the property, or are duly authorised to act on behalf of the owner
• The information you provide is accurate and complete to the best of your knowledge
• The property is located in the United Kingdom
• You are at least 18 years of age
• You are not subject to any legal restriction that would prevent you from selling the property

Submitting an enquiry does not create any binding obligation on either party. It is an invitation for us to assess the property and, if appropriate, make an offer.

Cash Purchase Offers

Following receipt of your enquiry, we will conduct a desktop valuation using publicly available data and any information you have provided. If we wish to proceed, we will make a written cash offer within approximately 48 hours.

All offers are subject to the following conditions:

• No obligation: An offer does not constitute a binding contract. Either party may withdraw at any time prior to exchange of contracts.
• Subject to survey: Our offer is conditional upon satisfactory completion of a physical survey or valuation of the property. We reserve the right to revise or withdraw an offer following survey.
• Subject to title: Our offer is conditional upon satisfactory review of the legal title to the property by our solicitors.
• Subject to searches: Our offer is conditional upon satisfactory results of all necessary property searches.
• Validity: Offers are valid for 14 days from the date of issue unless stated otherwise in writing.

Fees and Costs

We do not charge you any fees for submitting an enquiry, receiving an offer, or completing a sale with us. Specifically:

• There are no valuation fees
• There are no agency or introduction fees
• We pay your standard conveyancing legal costs directly to your solicitor upon completion, capped at £2,000 (inclusive of VAT). Any legal costs exceeding this amount remain your responsibility

You remain responsible for any costs you choose to incur independently, including but not limited to independent legal advice, independent surveys, mortgage redemption fees, early repayment charges, or tax liabilities arising from the sale.

The Sale Process

If you accept our offer, the following process will apply:

1. Memorandum of Sale: We will issue a memorandum of sale setting out the agreed price, target completion date, and any special conditions.
2. Solicitors: We will instruct solicitors on both sides. You are entitled to use your own solicitor if you prefer; in this case, we will contribute to your legal costs up to a maximum of £2,000 (inclusive of VAT).
3. Survey: We will arrange a RICS-registered surveyor to inspect the property. You agree to provide reasonable access for this purpose.
4. Exchange of Contracts: Once all enquiries are satisfied, solicitors will exchange contracts. At this point the sale becomes legally binding on both parties.
5. Completion: On the agreed completion date, we will transfer the purchase funds to your solicitor. Legal title passes to us on completion.

We aim to complete within 28 days of offer acceptance, subject to the cooperation of all parties and the satisfactory resolution of any legal or survey matters.

Your Obligations

In engaging with our services and, if applicable, proceeding with a sale, you agree to:

• Provide accurate, honest, and complete information about the property, including any known defects, disputes, planning issues, or legal encumbrances
• Disclose the existence of any tenancy agreements, occupants, or third-party rights affecting the property
• Disclose any outstanding mortgage, charge, or financial liability secured against the property
• Cooperate promptly with reasonable requests from us, our solicitors, and our surveyors
• Provide access to the property for survey and inspection purposes upon reasonable notice
• Not market or offer the property to any other buyer once contracts have been exchanged

If you provide materially false or misleading information, we reserve the right to withdraw our offer or rescind any agreement, without liability to you.

Tenanted Properties

We regularly purchase properties with tenants in situ. Where a property is tenanted at the time of sale, the following applies:

• You must disclose full details of all tenancy agreements, including tenancy type, rent, deposit, and any rent arrears or disputes
• You must provide copies of all tenancy documentation to our solicitors as part of the conveyancing process
• You confirm that all tenancy deposits have been protected in a government-approved scheme, where legally required
• You confirm that all required safety certificates (gas, electrical, EPC) are in place and will be provided to us on completion
• You agree not to serve notice on, or take any action to remove, tenants without our prior written consent once an offer has been accepted

Limitation of Liability

To the fullest extent permitted by law:

• We accept no liability for any loss arising from your reliance on information published on our website, including indicative valuations or market commentary
• We accept no liability for any loss of profit, loss of opportunity, or consequential loss arising from our withdrawal of an offer prior to exchange of contracts
• Our total liability to you in connection with any completed transaction shall not exceed the purchase price paid for the property
• Nothing in these terms limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law

We strongly recommend you obtain independent legal and financial advice before entering into any property transaction.

Use of Our Website

You may use our website for lawful purposes only. You must not:

• Use the website in any way that violates applicable local, national, or international law or regulation
• Transmit any unsolicited or unauthorised advertising or promotional material
• Attempt to gain unauthorised access to any part of the website or its related systems
• Submit false, misleading, or fraudulent property enquiries
• Use automated tools to scrape, copy, or harvest content from the website without our prior written consent

All content on this website — including text, design, graphics, and code — is owned by or licensed to 10Ant Capital Ltd (trading as Buy To Let Buyer) and is protected by copyright. You may not reproduce or distribute any content without our prior written permission.

Our website may contain links to third-party websites. We are not responsible for the content or practices of those sites.

No Financial or Legal Advice

Nothing on our website, in our communications, or in any offer we make constitutes financial, legal, tax, or investment advice. All information is provided for general informational purposes only.

We strongly recommend that you take independent legal advice from a qualified solicitor and independent financial or tax advice from a qualified adviser before proceeding with any property sale.

Anti-Money Laundering

We are required by law to comply with the UK Money Laundering Regulations. As part of any property transaction, we will conduct identity verification and due diligence checks on all sellers. This may include:

• Proof of identity (e.g. passport or driving licence)
• Proof of address (e.g. utility bill or bank statement dated within 3 months)
• Evidence of your ownership of the property
• Source of title documentation

We reserve the right to withdraw from any transaction if we are unable to satisfactorily complete these checks, or if we have any concerns regarding the source of funds or title to the property.

Governing Law & Disputes

These Terms and Conditions are governed by the laws of England and Wales. Any dispute arising in connection with these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If you have a complaint about our services, please contact us in the first instance at hello@10antcapital.co.uk. We will acknowledge your complaint within 3 business days and aim to resolve it within 14 business days.

Severability & Entire Agreement

If any provision of these Terms and Conditions is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and us in relation to your use of our website and services, and supersede any prior agreements or representations.